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Retirement

Thoughtful perspectives on financial planning, decision-making, and navigating complex financial lives.
Couple looking out from their home towards the landscape as they consider their next life stage.

The Five Years Before Retirement: Decisions You Don’t Want to Leave Until the Last Minute

Retirement preparation is more than reaching a savings target. A ....
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Retirement income plan coordinating living-annuity, discretionary and offshore investments.

Which Investments Should You Draw From First in Retirement:? A South African Withdrawal Strategy

Once retirement income can come from several pools, deciding how ....
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A retired couple considering their plans for the years ahead.

Once You Have Enough to Retire: The Financial Question Changes

Once your retirement is comfortably funded, accumulating more may no ....
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Best balanced funds for retirees in South Africa by Henceforward

Best Balanced Funds for Retirees: Why the Highest Return Is the Wrong Target

There's no single best balanced fund for retirees. Looking at ....
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Notebook and coffee on a desk — retirement planning framework guide from Henceforward Wealth Management

How Much Do You Really Need to Retire:? A Practical Framework for South Africans (2026)

How much you need to retire in South Africa depends ....
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Retired couple on a South African veranda — retirement income planning guide from Henceforward Wealth Management

Can I Retire with R5 million in South Africa? How much is enough in 2026?

What does R5 million actually generate as retirement income — ....
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South African retirees reviewing retirement income plan against inflation

The Silent Tax: What Inflation Really Does to Your Retirement — and How to Fight Back

South Africa's official inflation looks benign. But for most retirees, ....
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Couple reviewing retirement annuity options in South Africa — Henceforward Wealth Management

Living Annuity vs Life Annuity: Is there an Ideal Retirement Income Solution?

Choosing between a living annuity and a life annuity is ....
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A practical guide to living annuities in South Africa with Henceforward

Living Annuities in South Africa: How to Draw an Income That Lasts

Living annuities offer flexibility and control in retirement, but they ....
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Retirement planning in South Africa — a comprehensive guide from Henceforward

RETIREMENT PLANNING GUIDE (2026): A practical, independent guide for South Africans building long-term financial security

Retirement planning in South Africa explained — from building capital ....
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Top performing RA's in South Africa and man studying charts

Best Retirement Annuity in South Africa: 2026 Fund Performance Guide

A September 2026 look at the best-performing South African high-equity ....
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Pocket watch on linen surface — life annuity guide from Henceforward Wealth Management

Life Annuities Explained: Guaranteed Income for Life (and When They Make Sense)

A life annuity converts a lump sum into guaranteed income ....
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