Get Started
Get Started

Financial Planning

Thoughtful perspectives on financial planning, decision-making, and navigating complex financial lives.
AI vs Financial Planners and don't mistake info for advice by Henceforward

AI vs Financial Planners: Don’t Mistake Information for Advice

Financial advice now comes in 30-second videos and AI-built portfolios. ....
Read More
man thinking and considering advice, top fee only advisors in south africa by henceforward

Finding Top Fee-Only Financial Advisors in South Africa: Looking for Unbiased Advice and Transparent Fees?

Most financial advice in South Africa still carries hidden commission ....
Read More
13 lessons for financial success by henceforward

13 Lessons for Financial Success: Learned the Hard Way

Two decades of advising clients distilled into thirteen practical lessons ....
Read More
Financial planning for South African expats — descending over the Cape Town coastline, coming home.

Financial Planning for South African Expats: A Guide to Coming Home

Updated June 2026. Years abroad build wealth, but coming home ....
Read More
PPS for Professionals. An independent analysis by Henceforward

PPS for Professionals: What the Mutual Model Actually Delivers

An independent look at PPS for Professionals — how the ....
Read More
the difference between a financial advisor vs CFP by Henceforward

Financial Advisor vs CFP: Why the Title on the Card Tells You the Least

"Financial advisor", "planner", "wealth manager" — the titles get used ....
Read More