Retirement Transition: Retiring Into Something, Not Just From Work
Retiring isn’t only a financial event — it’s a profound identity shift. What the retirement transition actually feels like, why it catches capable people off guard, and how to move through it with intention.
What Is a Family Charter:? Your Family’s Compass for Wealth and Values
A family charter captures your family’s shared values, purpose, and governance — the “why and how” of your wealth. Here’s what it should include, why it matters in South Africa, and how to create one.
Helping Your Child Settle Their Home Loan: Without the Tax Bill!
Helping your child pay off their bond can trigger donations tax and estate-duty surprises if done wrong. Two tax-smart ways to do it right in 2026 — using the new R150,000 donations exemption or a properly structured interest-free loan.
10 Wealth Transfer Mistakes That Quietly Erode Family Wealth
Even successful families fall into the same avoidable traps when passing on wealth. Here are the ten most common (and costly) wealth transfer mistakes South African families make — and how to avoid each one.
Investment Returns for Retirement: Why a Small Difference Isn’t Small
Your savings get the attention, but the return your capital earns often decides whether your retirement income lasts. Why even a 2% difference matters — and why you should start with the return you actually need.
13 Lessons for Financial Success: Learned the Hard Way
Two decades of advising clients distilled into thirteen practical lessons for financial success — about clarity, compounding, behaviour, and using money to live life on your terms.
Financial Planning for South African Expats: A Guide to Coming Home
Updated June 2026. Years abroad build wealth, but coming home to South Africa carries tax, currency, and estate consequences. A practical guide to sequencing the return before you make it.
PPS for Professionals: What the Mutual Model Actually Delivers
An independent look at PPS for Professionals — how the Profit-Share Account, Cross-Holdings Booster and family pricing actually work, plus PPS’s record 2025 results — written by CFP advisers who are members themselves.
Two-Pot Retirement System: Rules, Tax & What’s Next
South Africa’s two-pot retirement system, explained for 2026: how the three components work, what a savings withdrawal really costs, and the Phase 2 reform Treasury is drafting.