Beating the Market: Is Not a Financial Plan

Different measuring instruments illustrating that volatility, benchmarks and returns answer different investment questions. Caption/attribution: TO CONFIRM if required by the selected image licence

Beating a benchmark is not the same as achieving an investment goal. A better framework starts with the real return your financial plan requires and the risks that could prevent it from working.

Investing in Gold: A Structural Allocation, Not a Bet

Investing in Gold. Not always as obvious as you think.

Gold has a real place in a portfolio — but a humble one. The honest case for a structural allocation to gold, why it can do nothing for years, and why the assumptions investors make about it (like “war is good for gold”) so often fail.

Investment Risk and Return: How Much Should You Take?

understand the relationship between investment risk and returns in building a portfolio by henceforward

Risk and return are inseparable — you can’t have one without the other. This is how we think about investment risk: what it really is, where the asset classes sit, and how a real-return target translates into an equity allocation.